Saturday, January 14, 2012

Automobile Insurance coverage: Quotations Are Based on Given ...

When you cross to get insurance coverage on your car you?ll have to provide a few details, not best approximately yourself, however the automobile as well. Every now and then it is only human nature to get the cheapest quote you?ll and for that purpose a few folks had been to recognized inform a ?little white lie? in an try to decrease the policy price. That is by no means a good thing to do, because the insurance coverage corporations who will give you rates do so basing it at the info that you?ve got supplied.

If for any reason why you need to make a declare and the insurance coverage company unearths out that the facts you gave them have been mistaken they can (and normally will) refuse to honour your claim. So undergo this in mind whilst speaking to the insurance coverage or brokerage corporate, or completing on-line quotation paperwork, as your policy could be invalidated if you do not solution the questions truthfully.

The following information will likely be requested by the insurance corporate, so to accelerate your software it is an excellent thought to have all of the knowledge to hand. They will wish to recognize the main points of your and every other named drivers, what type of driving license you will have, how lengthy have you been in ownership of your license. You?ll also have to disclose any riding have you ever incurred and if they?re current.

You should also inform the insurers of any no claims reductions that you?ve, in conjunction with helping evidence from any earlier insurance company. As with every other sorts of insurance you will be requested to offer the details of where you live and your postcode, as those may even impact any quotation they provide.

Now comes the time for questions about your car. The insurers will need to recognize the make and type of the car, whether it has guide or automated gears, if it is left hand force or right hand drive and naturally the registration number. Different questions will come with the value of your car, or approximate current market worth, and you?re going to be asked how many miles you drive a year. They will wish to realize for what reason you might be the use of the car, as an example, is it only for domestic use or only for paintings? Or is it for a combination of each? Finally they?ll ask the place you are going to stay the auto when it isn?t being used. The entire solutions you provide might be used to decide the price of your policy.

Automotive insurance coverage corporations can even require that the automobile has a current MOT certificate, which is necessary for vehicles three years antique or more. It?s a must to be in ownership of vehicle insurance coverage and an MOT test certificates to enable the car to be taxed, so you?ll want to take those into consideration to make your car legal to drive on public roads. Moreover, if at any point all through the process your insurance coverage quilts any details about you or the car modification, you have got a felony legal responsibility to inform your insurer.


Source: http://cheaptemporarycarinsurances.com/automobile-insurance-coverage-quotations-are-based-on-given-data

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Friday, January 13, 2012

Good day, bad day: January 11, 2012 (The Week)

New York ? Pot smokers celebrate their undamaged lungs, while a snowed-in Alaskan town bemoans its shovel shortage ? and more winners and losers of today's news cycle

GOOD DAY FOR:

Doing it for the kids
A group of 200 teachers and 65 other employees at a bankrupt Pennsylvania school district?pledge to continue working???even after district officials told them that a budget shortfall meant they wouldn't be paid. [GOOD]

SEE ALSO: Funny money

?

Cheech and Chong
A new government study finds that smoking large amounts of marijuana over extended periods of time does not impair lung function, and may actually improve it. [Death and Taxes]

Sun-bathing reptiles?
Australian researchers determine that warm temperatures?make lizards smarter. "Climate change might not be so bad for these guys," one researcher says. [New Scientist]

SEE ALSO: Casey Anthony's 'strange' video diary

?

BAD DAY FOR:

Banca d'Italia
A prominent Italian business group reports that the mafia is now "Italy's number one bank," with small businesses often tempted to turn to the mob for loans as the economy limps along. [Reuters]

SEE ALSO: Good day, bad day: January 3, 2012

?

The Last Frontier
After being buried by 15 feet of snow, the residents of Cordova, Alaska, run out of shovels to dig themselves out. [Huffington Post]

Jewelry with a message
A jewelry store in Brooklyn finds itself in the middle of controversy over earrings that resemble swastikas. The store's manager defends the inventory, saying the earrings are a Tibetan symbol for eternity. [The Frisky]

SEE ALSO: So long, CDs?

?

View this article on TheWeek.com
Get Rahm Emanuel: Obama's main man

  • The last word: Advice from 'America's worst mom'
  • Palin won't be GOP nominee in 2012
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    Source: http://us.rd.yahoo.com/dailynews/rss/oped/*http%3A//news.yahoo.com/s/theweek/20120111/cm_theweek/223182

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    Tuesday, January 10, 2012

    Guantanamo closure hopes fade as prison turns 10

    FILE - In this Jan. 11, 2002 file photo, released by the U.S. Department of Defense, detainees wearing orange jump suits sit in a holding area as military police patrol during in-processing at the temporary detention facility Camp X-Ray on Guantanamo Bay U.S. Naval Base in Cuba. Open for 10 years on Wednesday Jan. 11, 2012, the Guantanamo Bay prison seems more established than ever. The deadline set by President Barack Obama to close it came and went two years ago. No detainee has left in a year because of restrictions on transfers, and indefinite military detention is now enshrined in U.S. law. Prisoners at the U.S. base in Cuba plan to mark the day with sit-ins, banners and a refusal of meals, said Ramzi Kassem, a lawyer who represents seven inmates. (AP Photo/U.S. Navy, Shane T.McCoy, File)

    FILE - In this Jan. 11, 2002 file photo, released by the U.S. Department of Defense, detainees wearing orange jump suits sit in a holding area as military police patrol during in-processing at the temporary detention facility Camp X-Ray on Guantanamo Bay U.S. Naval Base in Cuba. Open for 10 years on Wednesday Jan. 11, 2012, the Guantanamo Bay prison seems more established than ever. The deadline set by President Barack Obama to close it came and went two years ago. No detainee has left in a year because of restrictions on transfers, and indefinite military detention is now enshrined in U.S. law. Prisoners at the U.S. base in Cuba plan to mark the day with sit-ins, banners and a refusal of meals, said Ramzi Kassem, a lawyer who represents seven inmates. (AP Photo/U.S. Navy, Shane T.McCoy, File)

    FILE - In this Sept. 19, 2006 file photo, reviewed by a U.S. Department of Defense official, a detainee stands at a fence holding Islamic prayer beads in Camp Delta detention facility at the Guantanamo Bay U.S. Naval Base in Cuba. Open for 10 years on Wednesday Jan. 11, 2012 the Guantanamo Bay prison seems more established than ever. The deadline set by President Barack Obama to close it came and went two years ago. No detainee has left in a year because of restrictions on transfers, and indefinite military detention is now enshrined in U.S. law. Prisoners at the U.S. base in Cuba plan to mark the day with sit-ins, banners and a refusal of meals, said Ramzi Kassem, a lawyer who represents seven inmates. (AP Photo/Brennan Linsley, File)

    FILE - In this June 30, 2004 file photo, reviewed by US military officials, a detainee, who uses a prosthetic leg, sleeps inside his cell at Camp Five, the maximum-security detention and interrogation facility at the Guantanamo Bay U.S. Naval Base in Cuba. Open for 10 years on Wednesday Jan. 11, 2012 the Guantanamo Bay prison seems more established than ever. The deadline set by President Barack Obama to close it came and went two years ago. No detainee has left in a year because of restrictions on transfers, and indefinite military detention is now enshrined in U.S. law. Prisoners at the U.S. base in Cuba plan to mark the day with sit-ins, banners and a refusal of meals, said Ramzi Kassem, a lawyer who represents seven inmates. (AP Photo/Andres Leighton, File)

    FILE - In this Dec. 6, 2006 file photo, reviewed by a U.S. Department of Defense official, a shackled detainee is transported away from his annual Administrative Review Board hearing with U.S. officials, in Camp Delta detention center at the Guantanamo Bay U.S. Naval Base in Cuba. Open for 10 years on Wednesday Jan. 11, 2012 the Guantanamo Bay prison seems more established than ever. The deadline set by President Barack Obama to close it came and went two years ago. No detainee has left in a year because of restrictions on transfers, and indefinite military detention is now enshrined in U.S. law. Prisoners at the U.S. base in Cuba plan to mark the day with sit-ins, banners and a refusal of meals, said Ramzi Kassem, a lawyer who represents seven inmates. (AP Photo/Brennan Llinsley, File)

    FILE - In this June 1, 2009 file photo, reviewed by the U.S. military, Chinese Uighur detainees, who at the time were cleared for release, show a home-made note to visiting members of the media in Camp Iguana detention facility at the Guantanamo Bay U.S. Naval Base in Cuba. Open for 10 years on Wednesday Jan. 11, 2012 the Guantanamo Bay prison seems more established than ever. The deadline set by President Barack Obama to close it came and went two years ago. No detainee has left in a year because of restrictions on transfers, and indefinite military detention is now enshrined in U.S. law. Prisoners at the U.S. base in Cuba plan to mark the day with sit-ins, banners and a refusal of meals, said Ramzi Kassem, a lawyer who represents seven inmates. (AP Photo/Brennan Linsley, File)

    (AP) ? Suleiman al-Nahdi waits with dozens of other prisoners in a seemingly permanent state of limbo five years after he was cleared for release from Guantanamo Bay.

    "I wonder if the U.S. government wants to keep us here forever," the 37-year-old al-Nahdi wrote in a recent letter to his lawyers.

    Open for 10 years on Wednesday, the prison seems more established than ever. The deadline set by President Barack Obama to close Guantanamo came and went two years ago. No detainee has left in a year because of restrictions on transfers, and indefinite military detention is now enshrined in U.S. law.

    The 10th anniversary will be the subject of demonstrations in London and Washington. Prisoners at the U.S. Navy base in Cuba plan to mark the day with sit-ins, banners and a refusal of meals, said Ramzi Kassem, a lawyer who represents seven inmates.

    "They would like to send a message that the prisoners of Guantanamo still reject the injustice of their imprisonment," said Kassem, a law professor at the City University of New York.

    Human rights groups and lawyers for prisoners are dismayed that Obama not only failed to overcome resistance in Congress and close the prison, but that his administration has resumed military tribunals at the base and continues to hold men like al-Nahdi who have been cleared for release.

    Critics are also angry over the president's Dec. 31 signing of the National Defense Authorization Act, which includes a provision allowing indefinite military detention without trial.

    "Now, we have Guantanamo forever signed into law," said Andrea Prasow, senior counterterrorism counsel for Human Rights Watch. "Instead of pushing forward with the agenda of closure, he has accepted the idea of indefinite detention for the duration of some undefined hostilities."

    White House press secretary Jay Carney said Monday that Obama still wants to close Guantanamo because "it's the right thing to do for our national security interest," a view that he says is shared by senior members of the military. He noted President George W. Bush and Sen. John McCain, while running for president in 2008, also supported closing the prison.

    "The commitment that the president has to closing Guantanamo Bay is as firm today as it was during the campaign ... I think this is a process that faces obstacles that we're all aware of and we will continue to work through them," Carney said.

    Today, Guantanamo holds 171 prisoners and it's an odd mix. Thirty-six await trial on war crimes charges, including the alleged mastermind of the Sept. 11 attacks. There are 46 in indefinite detention as men the U.S. considers dangerous but who cannot be charged for lack of evidence or other reasons. The U.S. wants to release 32 but hasn't, largely because of congressional restrictions, and 57 men from Yemen, like al-Nahdi, aren't being charged but the government won't let them go because their country is unstable.

    "There is not a thing keeping them from going home except that our clever government is waiting for conditions to improve in Yemen, where they have only deteriorated," said John Chandler, a lawyer based in Atlanta, Georgia, who represents al-Nahdi.

    Few expected Guantanamo to reach this milestone. The prison, which occupies a portion of the 45-square-mile (115-square-kilometer) U.S. base at the southeastern corner of Cuba, started as an impromptu place to hold men scooped up at the start of the Afghanistan war, a mix that turned out to range from hard-core al-Qaida members to hapless bystanders.

    Al-Nahdi seems to be in the middle. He was detained because he attended an al-Qaida-linked training camp in Afghanistan but he was not accused of any specific attacks on U.S. forces. The military classified him as a "low level" mujahedeen who could be transferred out of Guantanamo, where he has been held since June 2002.

    The first prisoners, brought to the base shackled and hooded and clad in bright orange jumpsuits, were kept in outdoor cages and interrogated in wooden huts when they arrived on Jan. 11, 2002. With detainees later kept in steel mesh cells, the population grew to nearly 700 by mid-2003.

    From the start, the camps seethed with tension. Prisoners, some subjected to harsh interrogations and sleep deprivation, staged mass hunger strikes, and banged on their cell doors for hours and hurled bodily fluids at guards.

    In ensuing years, the military erected a modern prison complex virtually indistinguishable from a typical jail, keeping most men in communal blocks with amenities such as video games and cable TV.

    U.S. officials have rejected most allegations of abusive conditions, and reports of clashes with guards and turmoil have dropped along with the decline in the prison population.

    But the U.S. government also decided Guantanamo's reputation was more trouble than it was worth and began trying to empty it under Bush. His administration released 537 prisoners, transferring them to other countries or freeing them outright.

    Under Obama, Congress balked at releasing prisoners, citing concerns that some already let go had rejoined the Taliban or al-Qaida. Congress imposed a requirement that the Defense Department certify a prisoner did not pose a threat if released, a guarantee that officials said was nearly impossible to grant. The law Obama signed Dec. 31 softened the language, but it's been a year since a single man has been transferred out.

    "These are men who were in their early 20s when they were picked up and now they are in their early 30s and a significant amount of their lives has slipped away while this debate has gone on and on and on," said Cori Crider, a lawyer for the British human rights group Reprieve who represents several Guantanamo prisoners.

    Zachary Katznelson, a lawyer for the American Civil Liberties Union, said Congress was more interested in scoring political points, and should listen to security experts.

    "We are not talking about releasing anyone who is dangerous. We're talking about releasing people who the intelligence and military communities have unanimously agreed should be released," Katznelson said.

    Congress also has prohibited moving any Guantanamo prisoners to the U.S. for detention or trial, which effectively blocked Obama's goal of closing the prison by January 2009 and trying the self-proclaimed mastermind of the Sept. 11 attack, Khalid Sheikh Mohammed, and others accused of war crimes in a civilian court. Mohammed is expected to be arraigned at the base later this year.

    Congress also stripped the prisoners of the right to challenge their detention in the courts by filing writs of habeas corpus. The Supreme Court returned that right, but the courts have said the U.S. can still detain men even if there is little evidence against them and no intention of charging them. When prisoners have won their cases in a lower court, the government has appealed and won.

    With such a bleak legal landscape, Chandler and his co-counsel withdrew al-Nahdi's appeal rather than face certain defeat. It's made for difficult meetings when the lawyers must explain why so many others, including prisoners who were convicted of war crimes, have been released.

    "He says: 'How come I can't go home? I've never been charged and I'm never going to be charged. And of course, I have no answer to those questions," Chandler said.

    Associated Press

    Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-01-10-CB-Guantanamo-10th-Anniversary/id-8edc7f0fab9f457aa842de9d5bbe04a2

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    Monday, January 9, 2012

    GameStop says holiday sales up slightly (Reuters)

    (Reuters) ? GameStop Corp said holiday sales increased slightly as sales of new video game software from PlayStation 3 and Xbox 360 titles such as "Call of Duty 3" and "Elder Scrolls V" offset a 20 percent drop in hardware sales.

    But GameStop shares fell as much as 5 percent in early trading as some investors were disappointed by the sales numbers, according to analysts.

    Sales of traditional video game products such as consoles have been struggling globally as gamers turn to lower-priced online games and spend more time gaming on tablets and phones. GameStop has weathered the trend by focusing on selling used games to console owners.

    GameStop said total sales rose slightly to $3.02 billion for the nine-week holiday period to December 31. It said total company same-store sales decreased 0.3 percent -- composed of an increase of 0.3 percent in the United States offset by a decrease of 1.5 percent internationally.

    One of the areas of strength for GameStop was digital sales, which increases 60 percent, led by "Call of Duty Elite" subscriptions for downloadable content.

    Morningstar analyst Liang Feng said his firm believes GameStop shares are currently "moderately overvalued," but he was surprised by the share sell-off since the margins on hardware sales are much lower than software sales. Other analysts agreed.

    "We believe GameStop's holiday comps were slightly ahead of expectations and should be viewed favorably in light of a very promotional holiday period and weaker trends in the hardware category," Credit Suisse analyst Gary Balter said in a client note.

    Chief Executive Paul Raines said in an interview that the company's own data indicated GameStop has managed to win market share from "big box" rivals like Best Buy Inc during the holiday period. He said the company was helped by its loyalty reward program. "It meant they were turning left to come to GameStop rather than turning right to go to a big box."

    Best Buy also posted weak holiday games sales last week.

    The games retailer lowered its same-store sales forecast for the fourth quarter and full year to be down 1 percent to 2 percent. The company also retired the remainder of its long-term debt of $125 million and is now debt free.

    GameStop reiterated its outlook of $1.66 to $1.76 for the fourth quarter and $2.82 to $2.92, excluding debt retirement costs, for the full year. Analysts on average expect fourth-quarter earnings of $1.73 and full year of $2.88, according to a poll by Thomson Reuters I/B/E/S.

    GameStop's shares fell $1.13 to $23.74 in mid-day trading on the New York Stock Exchange.

    (Reporting By Yinka Adegoke; editing by Mark Porter and Maureen Bavdek)

    Source: http://us.rd.yahoo.com/dailynews/rss/videogames/*http%3A//news.yahoo.com/s/nm/20120109/media_nm/us_gamestop_holidaysales

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    Sunday, January 8, 2012

    Four executives leaving in Sprint reorganization

    LOS ANGELES (AP) ? Four executives are leaving Sprint Nextel Corp. in a reorganization that will combine the sales and marketing functions for both its consumer and business units.

    Spokesman Scott Sloat confirmed the move, which was laid out in a memo sent by Sprint CEO Dan Hesse on Friday.

    The news was reported earlier by Reuters.

    Sprint is in the midst of a costly upgrade to put its phones on a "4G" network, and Hesse expressed the need to become more efficient in the memo.

    Sprint shares fell 5 cents, or 2.2 percent, to close at $2.19 on Friday.

    Associated Press

    Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2012-01-06-Sprint-Nextel-Personnel/id-7cce3f1e63904358a2ca22519223bbae

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    Lowell Randall, rocket scientist, dies at 96 in NM

    (AP) ? Lowell Randall, a pioneer rocket scientist who helped launched the U.S. space program and tested intercontinental ballistic missiles, has died. He was 96.

    He died Tuesday of natural causes at the Good Samaritan Las Cruces Village, a nursing home, according to a funeral home in Las Cruces.

    Randall was part of a team lead by rocket pioneer Robert Goddard, who developed liquid Jet Assist Take Off rocket engines, a key element for moon spaceflights. He became an engineer without ever attending college, getting the job with Goddard after installing carpet in his home.

    He later became Goddard team's chief test engineer at the Naval Research Station at Annapolis, said Joe Gold, author of "Lowell Randall: Rocket Pioneer."

    He returned to New Mexico in the 1950s to work for White Sands Proving Grounds, which later became White Sands Missile Range, to test the Redstone rocket engines used to send the first American astronauts into space.

    Randall then led a team at Martin Marietta Corporation in Colorado, where his team worked on the Titan I Missile, a multi-stage intercontinental ballistic missile and one that also could serve for space flight.

    He retired in 1978 but worked part-time as an engineer until the mid-1990s and served as a consultant, Gold said. Although he often was invited to speak at universities around New Mexico, his formal education did not extend beyond graduating from high school in Roswell, his hometown.

    Gold said what keep Randall going during the rapidly changing scientific world was an enthusiasm to learn.

    "He was a plain-spoken person," said Gold. "He could understand anything...as long as it was technical."

    Randall is survived by two daughters and a step-daughter. He is preceded in death by a daughter, his first wife, Helen Randall, and his second wife, Anna Randall.

    Funeral services were scheduled Saturday at Hillcrest Memorial Gardens Cemetery in Las Cruces.

    Associated Press

    Source: http://hosted2.ap.org/APDEFAULT/b2f0ca3a594644ee9e50a8ec4ce2d6de/Article_2012-01-06-Obit-Randall/id-387359c23c354746990fcb9df3dd3a21

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    Saturday, January 7, 2012

    Sony XQD Memory Cards Operate at 125 MB/s Read/Write

    Anyone who thought Lexar Media's 1000x CompactFlash cards were fast may want to take a look at the ones Sony has just announced.

    They may not be quite as fast as Lexar's CF at accessing data, but they trump them by being as quick to write as they are to read.

    Dubbed XQD, the memory cards get their name from their compliance with the XQD specification for high-speed, high-performance digital image capture.

    The CompactFlash Association only recently approved and licensed it as an open format.

    About 100 frames per second can be recorded in RAW format, in continuous shooting mode, by photo cameras.

    This is possible thanks to the read and write speed of up to 120 MB/s.

    ?Advanced shooters want to capture the moment in the highest quality possible, and that often means dealing with massive files like RAW images,? said Viviano Cantu, director of consumer media for Sony Electronics.

    ?Memory card technology has done a great job of keeping pace, but these new cards give an entirely new meaning to speed and performance.?

    Sony claims, in its announcement, that the XQD memory cards can reliably protect the data as well, not just write it down fast.

    The PCIe interface was used to achieve the performance (part of a unique controller) along with optimized flash memory.

    Finally, to make sure buyers of its memory cards don't end up in the position where they can't transfer data to their PC, Sony launched an USB 2.0/3.0-compatible XQD card reader, plus an ExpressCard Adapter for systems with ExpressCard 34 card slots.

    "As users' needs continue to evolve," Cantu added, "Sony will also continue to enhance the XQD memory card line-up to meet the future requirements of the high-end digital imaging market."

    February is when sales will start, for $129.99/102 Euro (16 GB QD-H16 card), $229.99/180 Euro (QD-H32 32GB card), $44.99/35.20 Euro (MRW-E80 card reader) and $44.99/35.20 Euro (QDA-EX1 ExpressCard Adapter).

    Source: http://news.softpedia.com/news/Sony-XQD-Memory-Cards-Operate-at-125-MB-s-Read-Write-244796.shtml

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