Many jewellers are now offering policies of cash back guarantees when you purchase a loose diamond or a bit of jewellery containing diamonds. This is to show the customers the diamonds they sell are authentic and are worth the cash they pay.
You have got to understand the policies for money back guarantee diamonds though and know the return policy is not the same for all jewellers. You should usually ask about this guarantee when you purchase a diamond. You must also ask about the Kimberley certificate for the diamond to make sure that it?s a non-conflict diamond.
A non conflict diamond is one that comes out of a country where the sale of diamonds goes toward supporting the economy of the country as a whole. This name has been given to diamonds from some nations because there are parts of the Earth where the mining of diamonds is a business used to support wars and terrorist acts.
The UN has a revealed list of country names from which diamonds can legally be imported. They must be accompanied by a Kimberley certificate attesting to the indisputable fact that they are not blood diamonds or conflict diamonds.
Legitimized jewellers will smilingly show you this certificate when you wish to purchase a diamond or at the very least refer to their provider to discover if the provider has such a certificate. Once you determine the legitimateness of the diamond, you need to ask about the policy for a refund guarantee. Diamonds sold under such policies can be returned for a complete refund inside a timeframe set by the retailer. This is for any reason.
If you do purchase a diamond and then find the same one at a less expensive price from another jeweller, you may take advantage of the money back guarantee diamonds policy. Usually the time-frame for that is Ninety days and fundamentally implies if you find the same diamond at a more reasonable price and the jeweller can confirm it is the same stone, you will get a refund of the biggest difference between the prices.
When you purchase a diamond, you will get a certificate of authenticity, which might or might not include a rating of the diamond. This certificate only attests to the indisputable fact that the diamond is real and isn?t a cubic zirconium diamond, which is man-made. You can have the diamond assessed yourself at one of 3 internationally recognized gemological institutes.
If the diamond is loose, you can select GIA or EGL, but ICI evaluations does analyze the stone when it is set in a bit of jewellery. If you find the stone hasn?t been assessed for the total you pay, then you can give it to the jeweller using the policy for money back guarantee diamonds.
An evaluation of a diamond is an important part of having the ability to insure the loose diamond or the jewellery. Insurance providers require this certificate so they have proof of the estimated retail cost of the stone should it be mislaid. IGI appraisals will give you details about the diamond related to the four C?s ? cut, clarity, color and carat.
The carat is the weight of the diamond and while this does translate into a greater price, the other things affect how much you pay for it too. The highest priced diamond is one that is pure white with no defects, which can sometimes be natural issues or issues caused in the cutting process.
Buying a diamond is a high-priced business and you need to ensure you get the best price for your money. Jewelers selling money back guarantee diamonds also have other sides of the policy that are of interest , for example having the ability to upgrade to a more expensive diamond by only paying the most significant difference between the one that you previously acquired and the one that you now need and free cleanings for life.
copy composed from the pen of JP Jones
Source: http://ratujtybet.org.pl/understanding-money-back-guarantee-diamonds-policies/
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